Mobile Apps

Today Internet connectivity is available at low cost and Smartphone has reached in everyone's pocket. Mobile banking has become reality and today every bank is providing this facility to its customer. Apart from anytime, anywhere accessibility, Mobile Banking also provide best services to customers at ease and on other hand bank business increases with reduced work load.

Softaid Mobile Banking has been developed with all latest tools by inculcating highest security features and easy to handle Interfaces. Softaid has developed various Mobile Applications like Customer Mobile Banking, Agent's Collection by Mobile, Recharge and Bill Payment, MPOS -Mobile Point of Sale, KYC App, Recovery App etc.

Customer Mobile Banking

  • Available Balances

  • Mini Statement and Account Statement

  • Intra Bank Transactions

  • Self-Account Transfer

  • Third Party Transfer

  • Fixed and Recurring Deposit Account

  • Inter Bank Transactions

  • All the transactions need One Time Password (OTP)


Bank at Door step

  • Agent's Collection by Mobile

  • Offiine DRD Collection

  • Offiine RD Collection

  • Offiine Collection Report

  • Online Customer Ledger

  • Instant Account Opening

  • Account Opening

  • Document scanning and uploading

  • Deposit collection

Recharge and Bill Payment

  • Prepaid Mobile Recharge

  • Postpaid Mobile Bill Payment

  • DTH Bill Payment

  • Insurance Bill Payment

  • IRCTC !Cash Cards

  • Electricity Bill Payment

  • Landline Bill Payment

  • Gas Bill Payment

MPOS-Mobile Point of Sale

  • Merchant don't need Account in Nationalized Bank

  • Accepts all ATM Cards

  • Latest PSTN / GPRS POS Terminals

  • No requirement of increased minimum balance

  • No Hidden Cost

  • Comprehensive Training / Hand holding 24 x 7 x 365 helpline

  • Customized reports at periodic intervals

Management Mobile App

This tool provides all important graphical and analytical reports required to Management for taking fast decision. Reports provided are like -

  • Branch wise cash in hand

  • Top Depositors

  • Top Borrowers

  • Top Defaulters

  • Range wise reports

  • CD Ratio, SLR etc.

Customer Services

Recovery Officer App

This App is specially designed for Loan Recovery Officer requirement which can provide

  • Branch wise Defaulter list

  • Officer wise Defaulter list

  • Defaulters details

  • Guarantor details

  • Visit planning and remainders

KYC Mobile App

This app help banks to complete the fprmalities related to KYC from any location through mobile

  • All KYC document images

  • Document uploading and linking

  • Photo uploading and linking

  • Signature uploading and linking

Customer Services

Employee Attendance App

  • Onsite or outside work/visit tracking

  • Location (GPS) Base Attendance & SefiePoint Base Attendance Add-on

  • All settings are configurable so client has full control of all modules

  • Considered shiftwise office timings and their effects

  • Live GPS Location Based Attendance

  • Automatic calculation of working hours, extra hours

  • Employee Leave Management with single/multilevel approval from management

  • Payroll Integration with your bank software with little or no changes

  • Summary/Details Reports related to attendance, leave, visits as well as early in/out members report for managerial decisions

  • Multi-branch data access as per settings and no separate hardware required

Mobile Banking- Security Features

  • No information is stored on your mobile phone. So even if your phone is lost your account is absolutely safe.

  • Additional security provided by One Time Password (OTP) generation for transactions.

Customer Services
  • Only you can login to your account with Cust-ID and confidential IPIN. All communication is 28-bit SSL protected

  • Log Maintenance for every activity of user.